The way people invest around the world is changing, and Dubai, a main business center in the UAE, is quickly becoming the top place for money from other countries, including Mauritius. Investors look for high profits here, often between 5% and 8%.
Most importantly, Dubai has a zero-tax system. This means individuals pay no yearly property tax, no tax on rental income, and no tax when they sell the property for a profit (Capital Gains Tax). We confirm that people from Mauritius pay no extra buying fees; the only major cost is the standard one-time 4% DLD transfer fee.
This is very different from investors in high-tax countries like Australia, who must still report capital gains to their home government. This guide details the simple process of how to buy property in Dubai from Mauritius. Learn long-term benefits of using Dubai's stable economy to invest in real estate that promises guaranteed higher yield.
Why Mauritians Are Buying Property in Dubai
Across the world, investors are moving their money to markets that promise safety and high profits. Mauritius is quickly becoming a major source of this international capital flowing into Dubai. This trend shows a clear and important financial decision by Mauritian investors to look for stronger investment results.
The Appeal: Tax, Stability, and Returns
Mauritian investors are drawn to Dubai for three main financial reasons:
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Tax-Free Environment: Dubai offers a structure where individual investors pay zero annual property taxes, zero income tax on the rent they earn, and zero tax on profits when they sell (Capital Gains Tax). This allows investors to keep much more of their total returns.
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Stable Economy: The UAE offers a strong, predictable financial environment, supported by excellent infrastructure and a stable currency (the AED), which is fixed against the US Dollar (USD).
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High Returns: The biggest driver is the difference in returns. While property returns in many established markets may be moderate, Dubai’s real estate consistently offers some of the highest yields globally. Average rental yields in Dubai usually range between 5% and 8%. This high, reliable performance offers a powerful chance for faster wealth growth.
What Makes Dubai a Smart Investment Destination
Dubai has built its economy to welcome and reward international investors. The rules and features of the city make it one of the most intelligent places in the world to put your money.
Tax-Free Advantage: Keep Your Money
This is the key financial reason for investing here. Dubai operates under rules that keep your long-term costs very low. This structure means you keep almost all the money your investment earns. You pay no income tax on the cash you receive from renting out your property. In addition, when you sell the property and make a profit, the government does not charge you tax on that gain (Capital Gains Tax). So, there will be:
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No Income Tax
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No Capital Gains Tax (CGT)
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No Inheritance Tax
The government only asks for a simple, one-time fee when you buy, which is the 4% DLD transfer fee. This system helps keep your long-term earnings high.
Strong ROI: High Real Estate Profits
Dubai’s property market consistently gives some of the highest returns found anywhere. Average rental yields are strong, often running between 5% and 8%. You will get high returns due to their simple tax rules. It is ideal for the large number of people who need a place to live after moving to Dubai every year.
High Appreciation Potential: Growing Demand
The value of property often goes up in Dubai because demand is constantly growing. This demand is driven by:
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Expat Growth: The influx of individuals from around the world to reside in Dubai for work and lifestyle is an obvious catalyst for demand for apartments and villas.
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Global Buyers: Buying property in Dubai provides an ideal and safe place to park wealth, keeping the property market buoyant and pushing up prices over time.
Residency Options: The Golden Visa
Getting a property in Dubai is a clear way to get long-term residency in the UAE. A 10-Year visa needs a minimum investment of AED 2 Million. It is approximately MUR 25,000,000 that you will invest in property. You will be eligible to apply for a 10-Year Golden Visa. This golden visa permits you, your spouse, and any children to reside in Dubai for a period of between 5 and 10 years, depending on how much you invest. For this reason, Dubai is a wonderful place for a second home, or as a launching pad for families or entrepreneurs.
World-Class Infrastructure
Dubai spends heavily on making the city modern and convenient. Your investment is safe because it is tied to high-quality assets.
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Luxury and Quality: The quality of construction and Dubai’s city planning is among the best in the world. You will feel luxury from the famous man-made island of Palm Jumeirah to the vibrant towers of Dubai Marina. This luxury is attracting the high-paying tenants from around the world. Therefore, the property values in Dubai are high.
Who Can Buy Property in Dubai (and How Mauritians Qualify)
Dubai welcomes everyone to invest. Their rules make it simple for foreign buyers to invest in Dubai’s real estate and become a property owner. The best part is that you do not need to be a resident or citizen of the UAE to own property here.
Full Ownership for Foreigners
Foreigners, including all Mauritian citizens, can buy and own property outright in certain areas of Dubai. These areas are called freehold zones.
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100% Ownership: You get a title deed from the Dubai Land Department (DLD) when you buy in a freehold zone. This document proves you have 100% ownership of the property and the land it sits on.
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No Citizenship Needed: You do not need to apply for UAE citizenship or even be a resident when you purchase the property. You buy the asset just like any local investor.
The Role of the Dubai Land Department (DLD)
The DLD is the government body that manages all land and property sales. They ensure that every transaction is safe, legal, and correctly documented. Because the DLD oversees the process, your ownership rights are secure and protected by law.
Simplified Process Through Your Partner
For Mauritian buyers, managing the details of a foreign purchase can seem difficult. This is where a trusted partner like FP Property helps simplify everything.
FP Property makes the process easy by offering:
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Legal Coordination: They handle all the paperwork and legal steps needed for the DLD.
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Secure Documentation: They make sure all your documents are correct and protected.
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Trusted Developer Partnerships: They connect you directly with the best and most reliable developers, so you know your investment is safe.
The Step-by-Step Process to Buy Property in Dubai from Mauritius
Buying property in Dubai is a clear and organized process. If you are buying from Mauritius, following these steps with your Dubai partner ensures the purchase goes smoothly and securely.
Step 1: Choose Your Investment Goal
First, decide exactly what you want the property to do for you.
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Residential Use: Is it a home for your family to use when visiting Dubai?
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Rental Income: Do you want to rent it out right away for regular cash flow?
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Holiday Home: Will you use it sometimes and rent it out the rest of the year?
Your goal affects the area and the type of property you buy.
Step 2: Shortlist Projects (Off-Plan or Ready)
Next, you must choose between two main types of property:
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Off-Plan: The property is still being built. This often means you get a lower price and can use a flexible payment plan.
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Ready Property: The property is finished. You can start earning rental income immediately.
Step 3: Consult FP Property (Your Dubai Partner)
This step is very important. You should talk to a reliable partner like FP Property. They help you check the market, look at verified listings, and find the best projects that match the goals you set in Step 1. They act as your local expert on the ground.
Step 4: Reserve the Unit & Sign the SPA
Once you decide on a unit:
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Reserve the Unit: You pay a small reservation fee to take the property off the market.
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Sign the SPA: You and the seller sign the Sales and Purchase Agreement (SPA). This is the legal contract that sets all the purchase details, price, and payment dates.
Step 5: Make International Payment Securely
You will now send the first required payment (down payment) to Dubai. All transactions use the UAE Dirham (AED), which is fixed to the US Dollar (USD), ensuring currency stability during the transaction. FP Property helps with advice on banking rules and secure transfers to ensure your money is moved correctly into the developer's or Escrow account.
Step 6: Receive Title Deed from DLD
When the full payment is processed, the final step is official registration.
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DLD Registration: The purchase is registered with the Dubai Land Department (DLD).
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Title Deed: The DLD issues the official title deed in your name, confirming your 100% ownership. This secure document finalizes your investment.
Top Dubai Areas for Mauritian Investors
Choosing the right location is key to a successful investment. Mauritian investors typically look for areas that offer safety, high quality, and a proven history of strong rental demand. Here are the top zones that meet these important investment goals:
1. Dubai Marina: High Rental Demand
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What it is: A famous, busy waterfront community filled with luxury high-rise apartments, restaurants, and shops. It is popular with working professionals.
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Why invest: This area offers one of the best rental markets in the world. Demand is constantly high because it is close to major business centers and offers a great lifestyle. Investing here means you can expect very reliable and consistent rental income.
2. Downtown Dubai: The Global Address
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What it is: Home to global landmarks like the Burj Khalifa and the Dubai Mall. This is the city’s undisputed cultural and luxury heart.
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Why invest: Properties here hold their value strongly. Investing in Downtown is like owning a piece of a global brand. It is a stable way to store wealth and offers high potential for property value increase over time.
3. Palm Jumeirah: Exclusive Island Life
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What it is: The world-famous man-made island known for its luxury hotels, private beaches, and exclusive villas.
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Why invest: This area commands the highest rental rates, especially for short-term holiday rentals and long-term luxury leases. It is the perfect choice for investors looking for the most exclusive and high-end asset class.
4. Sobha Hartland / MBR City: Serene Community Living
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What it is: A newer, large community planned with green spaces, high-quality schools, and large villas, all close to the city center.
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Why invest: This area appeals to families who plan to live in Dubai for many years. It is known for its beautiful design and quiet living. Investing here ensures you attract long-term, stable tenants who value community and quality.
5. Dubai Islands (Emerging Opportunity)
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What it is: A developing waterfront destination offering new properties and master-planned communities.
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Why invest: These emerging areas often offer properties at lower prices compared to Downtown or the Marina. They are ideal for investors who want to buy early and see their capital grow significantly as the development finishes and the community becomes fully established.
Binghatti Sky Terraces Ovelle The Valley Samana Boulevard Heights
Investment Options: Off-Plan or Ready Property?
As a Mauritian investor, you have two main options when choosing a property in Dubai: buying a finished unit (ready property) or buying a unit that is still being built (off-plan). The best choice depends on what you want from your money—quick rental income or maximum future growth.
Off-Plan Property: Growth and Cash Flow Flexibility
Off-plan means you buy the unit directly from the developer before or during construction.
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Lower Prices: You buy the property at an earlier, often lower, price. This gives you high potential for the property's value to increase significantly by the time it is finished.
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Flexible Payment Plans: Developers offer very useful payment schedules. You might pay only a small amount each month, for example, 1% monthly, or use a plan where you pay 60% during construction and the final 40% after the building is ready (post-handover). This flexibility helps you manage your money better.
Who is this for? The off-plan route is best for Mauritian entrepreneurs and investors who focus on capital growth. They want to grow their wealth over the next few years and do not need immediate rental income.
Ready Property: Immediate Income and Security
Ready property is a finished unit that is ready for you to take the keys now.
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Immediate Rental Income: You can rent the property out right away. This starts your cash flow immediately, which is great for covering any costs or loan payments.
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Certainty: You can physically inspect the building and the unit's quality before you buy it. This removes the uncertainty of waiting for construction to finish.
Who is this for? Ready property is ideal for Mauritian families looking for a second home, or investors who want immediate, consistent rental income to add to their current earnings.
Financing & Payment Plans for Mauritian Buyers
If you plan to use a bank loan or a developer’s schedule, understanding the finance options is essential for budgeting. Mauritian buyers have strong access to both bank mortgages and flexible payment plans.
Non-Resident Mortgage Options
Major banks in Dubai welcome loan applications from non-residents. These banks offer specific mortgage products for international property buyers.
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Key Banks: Large financial institutions like Emirates NBD, Mashreq, and Abu Dhabi Commercial Bank (ADCB) commonly provide loans to foreign investors.
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Down Payment: Because you are a non-resident, banks usually ask for a larger down payment compared to a UAE resident (this is typically between 30% and 50% of the property’s price).
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Mortgage Fees: If you take a loan, you must pay a government fee to register the mortgage with the DLD. This fee is 0.25% of the total loan amount, plus a small fixed administrative charge. For example, if your loan is AED 1 million, the fee is AED 2,500 plus the admin fee. Banks also charge their own one-time fees for processing the loan.
Developer Payment Plans
For off-plan properties, developers offer financing schedules that are often more flexible than bank loans.
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Phased Payments: These plans let you pay over time. A common structure is paying only 1% monthly during the construction phase.
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Post-Handover Plans: Some of the best plans require you to pay a large part of the cost (e.g., 40%) after you receive the keys. This is helpful because your property can start earning rental income while you use that income to pay the final amounts.
Currency Transfer Process (AED vs. USD)
All buying costs in Dubai are priced in the UAE Dirham (AED). The AED is officially fixed to the US Dollar (USD) at a rate of AED 3.6725 = USD 1.00.
This fixed rate is a big advantage for international buyers because it removes the risk of sudden currency changes during the buying process. Your investment value in USD stays constant. FP Property assists Mauritian buyers by guiding them through the banking formalities and secure currency transfer process, ensuring your funds are moved to Dubai efficiently and legally.
Residency and Long-Term Benefits
Buying property in Dubai is much more than a financial decision; it is a smart move that unlocks long-term living and travel stability for you and your family.
The Golden Visa: Your Long-Term Pass
The UAE offers the prestigious Golden Visa program to key investors. This visa gives you, your spouse, and your children the right to live, work, and study in the UAE for a long period.
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10-Year Residency: If you buy property worth a minimum of AED 2 million (about USD 545,000), you qualify for the 10-year Golden Visa.
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Global Access: The visa is perfect for entrepreneurs who need a stable international base, retirees seeking high quality of life, or families who want access to world-class education and healthcare.
Tax-Free Living and Global Connectivity
This investment offers benefits that continue year after year:
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Tax-Free Living: You benefit from the tax-free environment on your rental income and eventual profits, helping your wealth grow faster over time.
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Strong Global Hub: Dubai is one of the world’s most connected cities. It provides fast, easy travel to all major global centers.
Why Choose FP Property — Dubai’s Trusted Real Estate Partner for Mauritians
When investing in a foreign country, you need more than just a real estate agent; you need a fully reliable, local partner. FP Property offers the trust, knowledge, and direct access needed to make your Dubai investment both safe and highly successful.
Licensed and Regulated Experts
Our team operates legally and with full transparency.
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RERA Certified: FP Property is a fully licensed Dubai brokerage, meaning we are certified by RERA (Real Estate Regulatory Agency). This ensures we follow the strict rules of the Dubai Land Department (DLD). Working with us protects you from hidden risks and ensures every transaction is secure and compliant with local law.
Direct Access to Top Developers
We give you an immediate advantage by having direct relationships with the best property creators in Dubai.
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Top Names: We work directly with leading developers such as Sobha, DAMAC, Emaar, and Ellington.
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Best Inventory: This connection means we get the newest projects, the best units, and often exclusive payment plans that the general public cannot access. We ensure you get the highest quality property options.
End-to-End Service: We Manage Everything
Buying property from Mauritius means you need someone in Dubai to handle all the details. We provide complete support from the very first step until the property is earning money.
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Virtual Tours: We arrange detailed virtual viewings so you can clearly inspect the property from your home in Mauritius.
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Legal Guidance: We manage all the complicated legal paperwork, contracts, and necessary documentation with the DLD.
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After-Sales Support: After you own the property, we continue to help with handover, finding trusted tenants, property management, and even helping you when you decide to sell.
Start Your Dubai Investment Journey Today
You now have a clear understanding of the powerful financial benefits Dubai offers. The city provides a rare mix of high rental profits, a growing property market, and a uniquely tax-efficient system.
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High Profits: Dubai’s market gives high returns on investment, with rental yields often ranging between 5% and 8%.
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Tax-Free Returns: You pay zero annual property tax, zero tax on the rent you earn, and zero tax on your profits when you sell, making your final net income much higher.
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Simple Process: The steps to buy property are clear and secure, with no extra tax surcharges for Mauritian citizens—just the standard 4% DLD transfer fee.
Your financial goals are important, and Dubai offers a stable economy where the currency (AED) is fixed to the US Dollar (USD). This ensures your wealth is safe and ready for growth.
Your Dubai property investment is just one call away. Contact FP Property — your trusted Dubai-based partner for Mauritian investors.